--- title: Hydr | Invoice Factoring description: Hydr is the only invoice finance provider on the market to offer 100% loan to value. Get started today and get paid tomorrow. image: https://insights.hydr.co.uk/hubfs/02.png --- # Invoice Factoring By Hydr We pay your invoice, minus our fixed fee within 24 hours. Our terms are transparent. Our fees are fixed with no hidden costs in the small print. Signing up to Hydr takes minutes, is completely free and comes with no obligation. ## What is Hydr? Hydr exists to optimise your cash flow. We do this through our invoice finance proposition, Selective Debtor Finance: you choose the debtors that you would like funded and, subject to verification, we pay the entire value of those invoices within 24 hours, for a fee that is fixed and fairly priced. We are a fully digital platform: activating an account takes around 20 minutes, is completely free and comes with no obligation. Once we have verified your nominated debtor relationships, we are ready to start funding. We understand the particular pressures small businesses are under in the current economic environment - please get in contact with our team by emailing [hello@hydr.co.uk](mailto:hello@hydr.co.uk), or calling [0161 706 1266](tel:01617061266) and let us help you optimise your cash flow! [Create an account](https://app.hydr.co.uk/users/sign_up) ## Why Choose Hydr Our platform comprises class-leading technology backed up with passionate humans, charging fees that are fair and fixed. - Onboarding is fully digital, taking around 20 minutes - Funding decisions are made in real-time - We pay you the entire value of your invoice minus our fairly priced, fixed fees - We fund invoices within 24 hours of their being raised (subject to verification) - We do not take a charge nor a debenture over your business - The fee doesn't change, even if the debt is a few days late - We professionally manage collections, saving you time ![Mask-Group-29-700x400](https://insights.hydr.co.uk/hubfs/Mask-Group-29-700x400.png "Mask-Group-29-700x400") *"I can't thank Hydr enough - we raise our invoices and within 24 hours we get our payments, which enable us to build our business. For any company, no matter how big or small, if people are taking longer to pay I would highly recommend Hydr."* -James Cork, MD, JCs Commercial Sprayers Ltd ![Hydr March socials 3](https://insights.hydr.co.uk/hs-fs/hubfs/Hydr%20March%20socials%203.gif?width=400&height=400&name=Hydr%20March%20socials%203.gif "Hydr March socials 3") ## Our fees ### Fixed means fixed. Fees are calculated on an invoice-by-invoice basis. We take into account several factors, including information about your customer and their payment history. This fee is fixed – once quoted, that is what you’ll pay. [Create an account](https://app.hydr.co.uk/users/sign_up) FEELIN’ THE LOVE FROM THESE TRUSTED BRANDS ![My new creation (6)](https://insights.hydr.co.uk/hs-fs/hubfs/My%20new%20creation%20(6).png?width=100&height=100&name=My%20new%20creation%20(6).png "My new creation (6)") ![My new creation (2)](https://insights.hydr.co.uk/hs-fs/hubfs/My%20new%20creation%20(2).png?width=100&height=100&name=My%20new%20creation%20(2).png "My new creation (2)") ![My new creation (9)](https://insights.hydr.co.uk/hs-fs/hubfs/My%20new%20creation%20(9).png?width=100&height=100&name=My%20new%20creation%20(9).png "My new creation (9)") ![My new creation (8)](https://insights.hydr.co.uk/hs-fs/hubfs/My%20new%20creation%20(8).png?width=100&height=100&name=My%20new%20creation%20(8).png "My new creation (8)") ![My new creation (5)](https://insights.hydr.co.uk/hs-fs/hubfs/My%20new%20creation%20(5).png?width=100&height=100&name=My%20new%20creation%20(5).png "My new creation (5)") ![My new creation (10)](https://insights.hydr.co.uk/hs-fs/hubfs/My%20new%20creation%20(10).png?width=100&height=100&name=My%20new%20creation%20(10).png "My new creation (10)") ## How To Connect Signing up to Hydr takes minutes, is completely free, and comes with no obligation. This is a four-step process that takes around 20 minutes. For our platform to work, we need read-only access to your ledger via one of our cloud accounting partners, and read-only access to your business bank account (which is through Open Banking, regulated by the Financial Conduct Authority). To complete signup you'll need either a current driver’s license or passport to go through our secure, digital ID check. If you don’t have all of this to hand, no problem: when you log back in, we’ll take you straight to where you left off. ##### Watch our onboarding video! ![arrow-3](https://insights.hydr.co.uk/hs-fs/hubfs/arrow-3.png?width=54&height=63&name=arrow-3.png) ##### First step [Create an account](https://app.hydr.co.uk/users/sign_up) and link your company to the Companies House England and Wales records. ##### Second step Link your cloud accounting software:  we will need access to at least 90 days of cloud accounting data. ##### Third Step Select the customers you would like to be paid through the Hydr platform and we’ll check them and give you an indication of our fees. ##### And finally... Complete signup by taking going through our ID check, attaching your company bank details using Open Banking\* and signing our legal agreement. This is all done digitally and securely. Open Banking is regulated by the Financial Conduct Authority. To find out more, visit [here](https://www.openbanking.org.uk/).  [Create an account](https://app.hydr.co.uk/users/sign_up) # Let’s talk about it We'd love to answer any questions you still have, and to see how we can support you and your business. Simply fill out the form, or reach us via the contact information below! [0161 706 1266](tel:01617061266) [hello@hydr.co.uk](mailto:hello@hydr.co.uk)   ## Raise your invoice. Get paid. Move on. It's time to do business on your terms. What are you waiting for? [Create an account](https://app.hydr.co.uk/users/sign_up) ```json { "@context" : "https://schema.org", "@type" : "VideoObject", "contentUrl" : "https://9407934.fs1.hubspotusercontent-na1.net/hubfs/9407934/Hydr%20Onboarding%20(Carousel%20and%20Video)/Landing%20page%20-%20Hydr%20Onboarding%20Video%20-%202021.mp4", "dateModified" : "2023-06-07T21:07:58.294Z", "description" : "It only takes 15 minutes to sign up with Hydr. Get paid in 24 hours. 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